Merchant Services Resources & Guides
Resources & Insights
Payment industry guides, merchant tips, and expert advice to help your business make smarter decisions about processing.
14 posts
How to Switch Merchant Processors Without Disrupting Your Business
Switching payment processors does not have to be painful. Here is a step-by-step guide to making the move smoothly — and making sure you actually end up better off.
Credit Card Processing for Small Business: A Complete Guide
Everything a small business owner needs to know about accepting credit cards — from choosing a processor to understanding fees and avoiding common mistakes.
High-Risk Merchant Accounts: What You Need to Know
If your business has been labeled "high-risk," you have more options than you think. Here is what the label means, why it happens, and how to get the best rates.
5 Signs You're Overpaying Your Payment Processor
Most business owners assume their payment processing rates are competitive. Most are wrong. Here are five clear signs you're leaving money on the table — and what to do about it.
Interchange-Plus vs. Flat-Rate Pricing: Which Is Better for Your Business?
Two merchants processing the same volume can pay dramatically different fees depending on their pricing model. Here's how interchange-plus and flat-rate pricing actually work — and how to know which one is costing you more.
What Is a Merchant Cash Advance — and When Should You Avoid It?
A merchant cash advance can put capital in your account fast. It can also trap your business in a cycle of debt that's nearly impossible to escape. Here's what you need to know before you sign.
What Is a Chargeback and How Do You Fight One?
Chargebacks cost U.S. merchants billions every year. Learn exactly what a chargeback is, why they happen, how to dispute them effectively, and what you can do to prevent them from eating into your profits.
Dual Pricing vs. Cash Discount vs. Surcharge: What's the Real Difference?
Three programs, one goal — stop paying processing fees out of pocket. But dual pricing, cash discount, and surcharge programs are not the same thing. Here's a plain-English breakdown of how each works, what the rules are, and which one fits your business.
How to Read Your Merchant Statement (And Spot What You're Overpaying)
Your merchant statement is one of the most important documents your business receives — and one of the least understood. Learn how to decode it line by line, identify hidden fees, and find out if you're being overcharged.